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Division Four Net Earning Rates 

 Harwood Superannuation Fund Allocated Pension (Division Four)

 

You should be aware that past net earning rates are not necessarily an indicator of future net earning rates.

 

 

Net earning rates (last 4 quarters)

 

Annual net earning rates for the last 5 years

 

Please note that the strategic asset allocation has changed from time to time over the past five years, and in particular, following the transition to the implemented consulting arrangement.

You should refer to the Allocated pension/Transition to Retirement Allocated pension Product Disclosure Statement for information on the strategic asset allocation.

  

 

 

Net earning rates (last 4 quarters)

 

All rates are expressed on a percent per quarter basis

 

OPTION

31 Mar 2009

30 Jun 2009

30 Sep 2009

31 Dec 2009

High Growth Pension Option

-6.54%

11.46%

16.46%

3.73%

Moderate Growth Pension Option

-4.68%

8.71%

13.86%

3.26%

Lower Growth Pension Option

-2.98%

7.60%

11.10%

2.81%

Protected Pension Option

0.92%

0.75%

0.80%

0.93%

 

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Annual net earning rates for the last 5 years

 

All rates are expressed on a percent per annum basis

OPTION

30 June ‘05

30 June ‘06

30 June ‘07

30 June ‘08

30 June ‘09

High Growth Pension Option

15.83%

22.46%

20.74%

-14.99%

-15.80%

Moderate Growth Pension Option

14.03%

18.36%

16.66%

-11.54%

-12.87%

Lower Growth Pension Option

11.34%

10.93%

10.65%

-6.46%

 -7.32%

Protected Pension Option

5.39%

5.57%

6.02%

5.19%

    5.32%

 

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Net earning rates – 3 and 5 year compound averages

 

 

3 year compound average to 30 June 2009

5 year compound average to 30 June 2009

 

% p.a.

% p.a.

High Growth Pension Option

-4.75

4.16

Moderate Growth Pension Option

-3.48

3.95

Lower Growth Pension Option

-1.38

3.45

Protected Pension Option

5.51

5.50

Inflation Rate (CPI)

2.69

2.91

 
 

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