The quarterly net earning rates for each option represent the gain or loss in capital value of investments over the quarter, dividends and other earnings less investment expenses and tax. The earnings are allocated to Members, retained members and spouse members using the daily balances in each member account during the quarter.

Only members (including retained members and spouse members) who are in Division Two or Three on the last day of the relevant quarter participate in the distribution of quarterly earnings. In other cases an interim net earning rate is applied.

Interim net earning rates are applied to the member account balances of members who withdraw funds during a calendar quarter.  Interim net earning rates are used for all investment options for the period since the end of the previous quarter and are applied up to and including the date of payment.

Interim net earning rates for all options are calculated weekly and are based on the actual performance of the markets in which the options have been invested since the end of the previous calendar quarter (less investment expenses and tax).

You can find out the current interim net earning rates by visiting this website or by calling CEMEX Super.