Ø Your children, including adopted, ex-nuptial, a stepchild, posthumous, a child of your spouse, and someone who is your child within the meaning of the Family Law Act 1975,
Ø Any person with whom you have an interdependency relationship (as defined in superannuation law), and
Ø Any other person who was, in the opinion of the Trustee, at the time of your death, dependent on you or legally entitled to look to you for support.
It is a good idea to update your nominated suggested beneficiaries at regular intervals even if your circumstances have not changed.
It is very important to do this if your circumstances change, e.g. on marriage, divorce or remarriage. You can do this by completing a Change of Personal Details form available under Forms or by calling the inquiry line on (02) 9235 8533.
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Total and permanent disablement
A total and permanent disablement benefit is a lump sum made up of three parts:
1. You account balance
2. Any basic insurance cover. And
3. Any optional insurance cover.
Please refer to the CSR Super PDS and Insurance Fact Sheet relevant to your division for information about Total and Permanent Disablement.
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Insurance
Eligible members automatically receive basic insurance cover.
If you join CSR Super on commencement of employment, you are automatically provided with basic death and total and permanent disablement insured cover without having to provide any evidence of health (unless the basic insured amount is over $750,000). Conditions apply.
This insures you for death and total and permanent disablement 24 hours a day, 7 days per week.
For further information on insurance cover provided by CSR Super please refer to the CSR Super PDS and Insurance Fact Sheet relevant to your division.
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