The Trustee may pay your lump sum death benefit to your dependant(s) and/or your legal personal representative (estate).  If you die with no dependants and no legal personal representative, the Trustee may pay your death benefit to any person it considers appropriate.

You can provide the Trustee with a nomination of your suggested beneficiaries e.g. your dependants and/or legal personal representative.  Any nomination you make is not binding, but it is a factor that the Trustee is required to take into account when exercising its discretion in determining to whom a death benefit should be paid.

The Trustee will keep the information you provide confidential.

Dependants include:

·          Your spouse, including a de facto spouse – the Trust Deed defines a de facto spouse as a person who was, in the opinion of the Trustee, living with you at the time of your death in a de facto marital relationship on a permanent domestic basis.

·          Your children, including, adopted, ex-nuptial, posthumous and stepchildren.

·          Any other person who was, in the opinion of the Trustee, dependent on you or legally entitled to look to you for support.

It is a good idea to update your nominated suggested beneficiaries at regular intervals.  This is particularly important when your circumstances change (for example, on marriage, divorce or remarriage).  Change Request forms can be obtained from CSR Super at any time or from the website – see Forms

Please refer to the CSR Super  Product disclosure Statement and current Website Update.

Please refer to the CSR Super Product disclosure Statement and current Website Update.